Craig Sharp: Interest rates, fixed or variable, what does it mean?
Terry Christo: With a fixed rate it’s fixed for a term, you can’t fix for 30 years, but you can fix for three, five, seven years.
Craig Sharp: My payment each month is going to be exactly the same?
Terry Christo: Exactly the same for that period of time. With a variable rate it can change at any point and time, as influenced by the reserve bank and also the banks themselves, and finances, and how they want to move their rates around.
Buying a home can be a daunting task for a myriad of reasons. Even if you’re an experienced home owner, you may have never owned a swimming pool. If that’s the case, it is easy to think that pool maintenance will be a greater burden than it actually is. Craig … Read more
Landscaping your garden can be a daunting task. Knowing which mulch to buy when you’re surrounded by so many is even more confusing! Craig Sharp and Jo Langstaff give some quick advice on the right stuff to buy when landscaping your garden. The key thing to remember is that it … Read more